Tuesday, October 19, 2010

Lately...

Lately life is still as busy as ever. I find that I like busy. Aidan is finally beginning to like busy too.

All last week I worked at the day care. Life was hectic but fine. I learned last week that the Lord works in mysterious ways. We had a bit of a financial crisis. Drama drama drama. I find myself not shocked or stressed out about certain things the way others might. I tend to just become proactive. Try and make the situation better quicker. Due to our "crisis" I have come to believe some things. Banks are a joke, especially in this economy. When the Lord says to make sure your house is in order and to be free of debt he means it. I am only going to share the following story because I think it is sad and scary. Brian and I had the truck repo-ed last Monday morning. I was unable to get a hold of Brian because he was at work. I had a day of dread and confusion. I thought everything was okay. After finally getting a hold of Brian and finding out what was going on I got scared. Brian was 7 days late on our payment. He contacted the bank the week prior to make sure paying the payment on Tuesday would be okay, and the person said yes because of the grace period most banks allow (it is usually 10-15 days before a late charge is added). Well we could have paid on Saturday but the banks hours are so ridiculous (very small local bank with only three branches in the county) so we decided to wait until Tuesday. Tuesday would have been day 7. Monday was Columbus day, so all banks were closed. This is the kicker...the bank repossessed the truck for one payment---$325. We were able to get the truck back on Tuesday for $380 (holding fee). Were we bad for paying it late, yes. But I am now scared for the bank and others banking there. Beware! Brian and I are going to put forth all of our effort to pay off the truck or sell it as soon as possible because that was too much for us. Everyone reading this make sure your house is in pristine order.

In other news we decided to pay some other bills off because of shock and bewilderment concerning the truck, so we sold the Trans-Am. Brian bought a Trans-Am in high school and it has been in need of repair since before we got married. As much as I didn't want him to have to sell his project car we decided to for two reasons. The drama with the truck was scary, so instant cash would be beneficial and if we decide to move out of state soon, we can't take it with us. I promised Brian that in the future when all is financially under control, he can purchase another project car.

On Tuesday Brian's brother Matt came to stay with us. He has been such a blessing to have around. He keeps Aidan entertained, and that is worth a lot! I am unsure how long he plans to stay but that doesn't matter to me. That is why we wanted an extra room in our house.

On Thursday we went to Aidan's best friends' birthday party. Zoe turned 3! I can't believe how big our kids have grown. Aidan had so much fun being around Zoe. He sure does love her. Happy Birthday Zoe!


In the midst of all of this drama, my parents came to visit us this weekend. It was a complete spur of the moment trip. Mom said she missed me and needed to be by me, I think that she had heard my pleas in the wind. I really felt like I needed my mom and dad all week, and POOF! there they were. We had fun. We didn't do much but visit and be around each other. Splendid I think. Dad and I went to the fruit stands in Perry on Saturday to purchase pumpkins and squash. Other than that we just visited.

Monday morning we woke up early and headed to Ogden Canyon to get some family pictures taken by Brian's cousin Karrie. Aside from the usual complaints (I am a fatty and had major acne that day) they turned out well. I can't wait to get copies of them and hang them up. Then we came home and had lunch. After lunch we carved our pumpkins. Aidan was a good helper as myself, Brian and Matt did the actual carving. Then for dinner we had some pizza and rented How to Train a Dragon. Aidan loved that movie. What a fantastic day!

Today I have been busy baking and prepping for the rest of this week; I work Wednesday through Friday. I baked three loaves of bread, made a lasagna, made some breakfast scones (not fry bread scones but English type scones), prepped some fry bread for dinner, made lunch, finished laundry, baked a cake, and now I hope to get caught up on some other random lose ends.

My goal this week is to set up an Etsy shop and sell some of my crafts and projects. Do you shop Etsy? Would you? Would you be interested in buying some of my stuff? Stuff includes baby quilts, lap quilts, quilts, and table runners. I hope to expand my "merchandise" later on.

Peace!

3 comments:

Steven and Megan said...

Wow that is scary about the truck. I am glad you guys got it worked out. I am glad you got to visit with your parents this weekend, it's always nice to see family. Thank you so much for coming to Zoe's Birthday party! She loves Aidan and keeps asking to play with him :) And maybe I'm just weird but I've never heard of Etsy... I will have to check it out.

Anonymous said...

thanks for having us...love you

Debbie Burns said...

I am so sorry about the truck incident. No one should have to go through that! Especially over ONE late payment. Though it reminds me of the parable Jesus used about the merchant who is forgiven crazy debt by the king but then turns around and throws the guy who owes him in prison. Except in that story the king finds out gives the merchant his due. The more I see of the banks in this economy the more I can't help but feel like they are the greedy merchant. They were given BILLIONS of dollars to help them out, but yet will turn on us over a matter of dollars.

Get your house in order. Those are good words of wisdom. Thanks for reminding me!

Love you and think you guys are wonderful!!!